Staying on Track with Your Retirement Investments

Investing for your retirement isn't about getting rich quick. More often, it's about having a game plan that you can live with over a long time. You wouldn't expect to be able to play the piano without learning the basics and practicing. Investing for your retirement over the long term also takes a little knowledge [...]

Planning Lessons for Educators- Addressing Your Finances

Being an educator requires expertise and that you stay current on developments in your field. However, that level of ongoing attention can make it difficult to find the time to stay on top of issues that affect your finances, or to put together a comprehensive financial plan. Whether you work directly with students or focus [...]

4 Tips & Resources to Help Seniors During Periods of High Infation & Market Volatility

In 2022, U.S. inflation hit a 40-year high, with prices for food, housing, gasoline, and other key staples increasing by nearly 10% over the previous year.1 During these uncertain times, stocks have continued a roller-coaster ride that has given heartburn to financial professionals and investors alike. For retirees and seniors on a fixed income, the true [...]

Defined Benefits Plan- An Attractive Option for Closely Held Businesses

Defined benefit pension plans may still be an attractive retirement benefit option for small employers. This is especially true for small business owners who have been too busy growing their businesses to plan for their retirement. Because of their late start, they must make up for lost time. A defined benefit plan may be just [...]

Your Estate and Life Insurance

It can be fairly easy to underestimate your net worth. After all, predicting the future value of your home and savings is merely hypothetical. On the other hand, you can rely on the fixed amount of the death benefit provided by your life insurance policy. However, adding this often significant sum to your asset pool [...]

Retirement Plans for Closely Held Businesses

If you are self-employed or own a small business and you haven't established a retirement savings plan, what are you waiting for? A retirement plan can help you and your employees save for the future. Tax advantages A retirement plan can have significant tax advantages: Your contributions are deductible when made Your contributions aren't taxed [...]

If Social Security Falls Short, Have a Plan

Are you worried about the current state of the Social Security system and how its future may affect your retirement income? It’s important to take a long, hard look at your current savings strategy to ensure you’ll be able to compensate for this, or any other, retirement income shortfall. Here are some important savings strategies [...]

How To Manage Your 401k When You Switch Jobs

In the past, boomers and generation Xers often held on to jobs for 10 or more years. Some professionals stayed with the same company for most of their working lives. The Great Recession changed this for many. Now, people have become more comfortable moving from job to job. Millennials are especially adept at this. They [...]

By |2022-01-14T14:06:17-06:00February 21st, 2022|OnPath Thought Leadership, The Founders Group|0 Comments

Retirement Plan Limit Updates for 2022

Many IRA and retirement plan limits are indexed for inflation each year. Although the amount you can contribute to IRAs remains the same in 2022, other key numbers will increase, including how much you can contribute to a work-based retirement plan and the phase-out thresholds for IRA deductibility and Roth contributions. How Much Can You [...]

By |2022-01-14T13:51:33-06:00February 1st, 2022|OnPath Thought Leadership, The Founders Group|0 Comments

Three Things You’ll Wish You’d Known Before Retirement

Retirement is one of the biggest life transitions adults will ever deal with. After 20, 30, or 40 or more years in the workforce, new retirees can find it hard to adjust to the reduced amount of structure in their daily lives. But after a few years of the retired lifestyle, what would retirees warn [...]

By |2021-02-22T08:29:09-06:00February 22nd, 2021|OnPath Thought Leadership, The Founders Group|0 Comments
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